Kerala PSC Previous Years Question Paper & Answer
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Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE' And exam conducted in the year 2015. And Question paper code was '023/2015'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.
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A fire policy taken to cover all fixed and current assets of the insured is called as :
(4) Blanket policy (B) Excess policy
(0) Specific policy (D) Current policy
In motor insurance additional premium is added to the basic premium on the basis of :
(4) Horse power of vehicle (B) Value of the vehicle
)0 Use of the vehicle (D) All of these
Measurement of loss is not possible in ——————— insurance.
ھا Life (B) Marine
(©) Fire (D) Motor
On duty personal accident policy covers ;
(ക) Accident while coming to work place (18) Accident while returning to house
(0) Accident during employment (D) All of these
Which clause in fire policy helps to check under insurance?
(4) Operative clause (B) Average clause
(©) Time clause (D) Premium clause
Surrender value of life policy is the amount payable :
(A) On the maturity
(18) On the death of the insured
(0) On the maturity or death whichever is earlier
(D) On withdrawal of policy before maturity
Normally personal accident policy covers in a day :
(4) 24 hours within India only (8) 24 hours anywhere in the world
(C) 24 hours in land only (D) None of these
Which of the following is compulsory insurance?
(A) Motor insurance (B) Life insurance
(C) Fire insurance () Crop insurance
A wager agreement is :
(ക ۵8 (B) Voidable
(¢) Void ab initio (D) Forbidden by law
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