Kerala PSC Previous Years Question Paper & Answer

Title : LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE
Question Code : A

Page:4


Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE' And exam conducted in the year 2015. And Question paper code was '023/2015'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.

page: 4 out of 12
Excerpt of Question Code: 023/2015

25.

27.

81,

Expenses 107 188110 of premium receipt for a life policy 18 an example of :

(ക Initial expenses (ए) Recwrring expenses
(C)" Final expenses (D) Fixed expenses
IRDA means :

(ക The Insurance Regulatory Development Authority

(8) The Insurance Regulatory Development Agency

(0 The Insurance Regulatory and Development Authority
(D) The Insurance Regulatory and Development Agency

In marine insurance the person who agree to insure cargo, ship, or freight is called as :
(മ Broker (B) Agent
(C) Representative (D) Underwriter

Which among the following is the duty of “Actuary™?
(4) Give advice on insurance matter
(8) Prepare accounts relating to insurance
)0 Prepare insurance certificate
(D) Value the net liability of insurance business

*ക insured is not ellowed ‏صا‎ any way to make profit out of insurance” Which among the
following principles is/are implicit in the above statement?

(4) Subrogation (B) Contribution
(©) Indemnity (D) All the above
Whmh':mongthefnllnmng‘m‘knm’moakud.bymnm'm'?
(4) Loss due to sinking of vessel (B) Loss of freight
(©) Loss due to delay in voyage (D) None of these

In marine insurance cause of accident is generally known as :
(A) Damage . (B)Rjgk
(C) Peril (D) None of these

Which of the following risks is/are covered by fire insurance?
(&) Loss or damage due to smoke (2) Loss or damage due to over heating
(C) Loss or damage due to ignition (D) All the above

23/2015 6 A

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