Kerala PSC Previous Years Question Paper & Answer

Title : LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE
Question Code : A

Page:5


Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE' And exam conducted in the year 2015. And Question paper code was '023/2015'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.

page: 5 out of 12
Excerpt of Question Code: 023/2015

38,

37.

39.

LIC was established in the year :
(A) 1956 © 7
(©) 1958 (D) 1959

In the case of fire insurance the insurable interest must be present :
(A) At the time of taking the policy
(B) At the time of claim
(0) Both at the time of taking the policy and claim
(D) Throughout the period of policy

‘A’ can take insurance policy on the life of ‘B’ if :
(ಯ) A owed money to B (0) Bowed money to A
(C) A has blood relation with B (D) All the above cases

A fire policy which covers property at different localities against loss by fire is called as :
(A) Floating policy (B) Specific policy
(¢) Valued policy (D) Valuable policy

Marine policy to cover a particular route only is known as :
(4) Time policy (B) Voyage policy
(C) Mixed policy (D) Comprehensive policy

‘A’ insured his goods worth Rs. 1,000/- for Rs. 700/- and suffers loss of Re. 800, A's claim is :
(^) Rs. 1,000 (7೫) ೫.700
(C) ೫8. 800 (D) None of thes

“After the payment of insurance claim, the insurer steps into the shoes of the insured” Which
principle is related to this statement?

(8) Causa proxima (B) Insurable interest
(0) Contribution (D) Subrogation

M. X insured his life with LIC for Re. 1,00,000 and with TATA-AIG for Rs, 2,00,000, On '
death his nominee can claim the amount from :

லை LIConly (B) TATA - AIG only
)© Both from LIC and TATA — AIG (D) Half each from LIC and TATA-AIG

7 28/2015
[೫.7.0]

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