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Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'LABORATORY TECHNICAL ASSISTANT GENERAL INSURANCE VHSE' And exam conducted in the year 2015. And Question paper code was '023/2015'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.
23/2015
Maximum : 100 marks
Time : 1 hour and 15 minutes
1. ————is a summary document issued by an insurer before a formal insurance policy
is issued.
(ക) Short note (B) Cover note
© Policy note (D) Debit note
2. A person can insure :
(ಡಿ) Only his own property
© Anybody’s property
(C) Any property that he is interested
(D) Any property in which he has a financial interest
8. Ininsurance “uberrimae पटो" means :
(A) Indemnity (B) Subrogation
(இ Insurable interest (D) Utmost good faith
4. Which among the following is not a marine policy?
(ക) Time policy (B) Floating policy
(C) Blanket policy _ (D) Fidelity policy
5. Aninsurer is someone who :
(മ) Buys an insurance policy
(ए) Undertakes to make good for a particular loss of someone else
(0) Insures his life or property
(D) None of these
6. A person insures his goods worth Rs. 30,000/- against fire for Rs. 20,000/- and suffers a loss
by theft of Rs. 15,000/-, What will be the claim if the average clause included?
(ಯ) Rs. 15,000 (B) Rs. 10,000
(©) Rs. 20,000 (D) None of these
7, Risk of loss due to strike and riot can be covered by :
(வி Comprehensive policy (8) Mixed policy
(¢) Fidelity insurance policy (D) None of these
A 8
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