Page:5
Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name ' Lecturer in Commerce' And exam conducted in the year 2023. And Question paper code was '092/2023'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.
14.
15.
16.
17.
18.
19.
20.
092/23
“Smoothening of the short-term liquidity imbalances by developing an active money
market and integrating various segments of the money market’ is the basic objective of
A) SEBI B) DFHI C) SHCIL D) IFCI
Match the following :
Regulations Year of enactment
1. The Capital Issues (Control) Act a. 1992
2. The Foreign Exchange Regulation Act b. 1947
3. The Securities Contract Regulation Act c. 1973
4. The SEBI Act d. 1956
A) 1-d;2-a;3-b;4-c B) 1-b;2-c;3-d;4-a
C)1-c;2-b;3-a;4-d D) 1-a;2-d;3-c;4-b
Raising of finance with the help of a consortium of banks and financial institutions is
popularly known as
A) Underwriting B) Portfolio management
C) Credit syndication D) Corporate counselling
Which one is the first mutual fund launched in India ?
A) Mastershare of UTI B) Unit Scheme 64 of UTI
C) Dhanvidya of LIC D) ULIP
“Non-recourse purchase by a banker or any other financial institution of receivables
arising from export of goods or services” is known as
A) Lease financing 8B) Full factoring C) Forfeiting D) Invoice discounting
Match the following :
1. Anchoring a. Tendency to make choices based on overconfidence or
one’s own knowledge
2. Herding b. Attaching a spending level to a certain reference
3. Self attribution c. Tendency to mimic the financial behaviour of the majority
4. Emotional gap d. Decision making based on anxiety, excitement etc.
A) 1-—b;2-c;3-a;4-d 8) 1-8;2-0;3-6;4-ಂ
C)1-c;2-a;3-b;4-d D) 1-d;2-b;3-c;4-a
The economic conditions in which the government's regulatory and discretionary
policies distort financial prices or interest rates, discourage saving, reduce investment
and mis-allocate financial resources is popularly known as
A) Financial Revolution B) Diversification
C) Financial repression D) Disintermediation