Kerala PSC Previous Years Question Paper & Answer

Title : Branch Manager - District Co-operative Bank
Question Code : A


Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'Branch Manager - District Co-operative Bank ' And exam conducted in the year 2022. And Question paper code was '035/2022'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.

page: 10 out of 16
Excerpt of Question Code: 035/2022












The person appointed to operate the account after his death by the deceased himself
before his death is called
A) Executor B) Administrator C) Attorney D) None of these

While encashing a traveller's cheque, the payee is identified by
A) The payee’s passport

B) Introduction from an existing customer

C) Introduction letter from the issuing bank

D) Signature of the payee on the cheque

A person who is legally entitled to the possession of the negotiable instrument in
his own name and to receive the amount thereof is known ഒട

A) Holder in due course B) Holder

C) Holder for value D) None of these
Cancellation of crossing can be done by

A) Holder of the cheque B) Payee of the cheque

C) Drawer of the cheque 0) All of the above persons

When a Banker accepts the securities for safe custody, the relationship between the
banker and the customer is that of

A) A debtor and a creditor B) Trustee and beneficiary

C) Principal and agent D) Banker and owner

Pledge can be created by

A) Actual delivery B) Constructive delivery

C) Symbolic delivery D) Any of the above methods

ncase of hypothecation insurance charge for the goods are borne by

A) The borrower B) The bank

C) The borrower and the bank D) None, since no insurance is required
ncase of default by the borrower, the banker can sell the pledged goods

A) Immediately B) After issuing notice to the borrower
C) After obtaining court order D) With the consent of the borrower

Repo facility means

A) Borrowing of money without security

B) Borrowing on the basis of guarantee

C) Borrowing against term loans

D) Borrowing against securities on repurchase basis

Restrictive endorsement means an endorsement which
A) Restricts the amount to be paid B) Restricts valid period of cheque
C) Prohibits further negotiation D) None of the above


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