Kerala PSC Previous Years Question Paper & Answer

Title : Branch Manager - District Co-operative Bank
Question Code : A


Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'Branch Manager - District Co-operative Bank ' And exam conducted in the year 2022. And Question paper code was '035/2022'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.

page: 11 out of 16
Excerpt of Question Code: 035/2022












A banker should not refuse payment of a cheque if

A) The cheque is a post-dated cheque

B) The cheque is drawn on another branch of the same bank

C) The cheque contains an apparent material alteration which is not properly
authenticated by the drawer

D) The cheque bears more than two endorsement

The following is not a material alteration

A) Alteration of date

B) Alteration of amount

C) Alteration from order to bearer

D) Alteration from general crossing to special crossing

Combined leverage can be used to measure the relationship between
A) Sales and EBIT 8) SalesandEPS ©) PAT and EPS D) EBIT and EPS

The conflicts in project ranking in capital budgeting as per NPV and IRR may arise
because of
A) Size disparity B) Time disparity 6) Life disparity D) All the above

Which one is more appropriate for cost of retained earnings ?
A) Weighted average cost of capital B) Opportunity cost to the firm
C) Expected rate of return by the investor 0) None of the above

The presence of fixed costs in the total cost structure of a firm results into
A) Financial leverage B) Operating leverage
C) Super leverage D) None of the above

A view that the dividend policy of a firm has a bearing on share valuation advocated
by James E. Walter is based on which one of the following assumptions ?
A) Retained earnings is only a source of Financing
) Cost of capital does not remain constant
C) Return on investment fluctuates
D) All the above

Which one of the following will not affect the working capital ?

A) Realisation of cash from debtors B) Sale of plant and machinery for cash
C) Issue of equity shares D) Redemption of debentures

Financial leverage measures

A) Business risk B) Financial risk

C) Production risk D) Business risk and financial risk
Which one of the following is the most popular method for estimating the cost of
equity ?

A) Capital asset pricing model B) Dividend yield method

C) Gordon’s dividend discount model D) Earnings yield method


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