Kerala PSC Previous Years Question Paper & Answer

Title : DEPUTY GENERAL MANAGER DCB IDKY AND KSGD PART I AND PART II
Question Code : A

Page:10


Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'DEPUTY GENERAL MANAGER DCB IDKY AND KSGD PART I AND PART II' And exam conducted in the year 2014. And Question paper code was '043/2014'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.

page: 10 out of 12
Excerpt of Question Code: 043/2014

75. Which of the following statement is correct ;
(५) 70% of rural population is serviced by 37% of bank branches
(13) Bank branches are evenly spread out
(€) Most of the banks have almost nil NPA
(0) None of the above

76. During depression it is advisable to :
(ക) Lower bank rate and sell securities in the open market
(B) Increase bank rate and purchase securities in the open market
(()) Increase bank rate and sell securities in the open market
(D) Lower bank rate and purchase securities in the open market.

77. Direct action by RBI may take the form of :
(^) Levying penal interest rates on defaulting banks
(B) Imposing lending restrictions on banks
(C) Cancelling license of banks
(D) All of the above

78. Section 17 of Banking Regulation Act relates to :
(ക) Prohibition of charge on unpaid capital
(3) Licensing of banking companies
(0) Transfer to reserve fund out of profits
(D) Maintenance of a percentage of liquid assets as SLR

79. A scheme of amalgamation of banking companies is to be sanctioned by RBI under section :

(A) 44 4 (8) 45
(C) 45 4 (D) 44
80. The supervision of co-operative banks and regional rural banks is carried out by
(A) RBI (B) NABARD
(C) State co-operative banks (D) None of the above
81. Which of the following case will not affect current ratio?
{A) Dishonour of bill receivables (8) Purchase of fixed assets
(0) Issue of new shares (D) Payment of a current liability

82, Current assets and current liabilities ജട 15. 1,50,000 ബാ 115. 1,00,000. If a creditor is paid
by cheque Rs. 5,000, the new current ratio will be :

(A) 1 (8) 1
(C) 1 (D) None of the above

43/2014 12 A

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DEPUTY GENERAL MANAGER DCB IDKY AND KSGD PART I AND PART II : Video