Kerala PSC Previous Years Question Paper & Answer
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Below are the scanned copy of Kerala Public Service Commission (KPSC) Question Paper with answer keys of Exam Name 'VOCATIONAL INSTRUCTOR IN GENERAL INSURANCE KVHSE' And exam conducted in the year 2014. And Question paper code was '073/2014'. Medium of question paper was in Malayalam or English . Booklet Alphacode was 'A'. Answer keys are given at the bottom, but we suggest you to try answering the questions yourself and compare the key along wih to check your performance. Because we would like you to do and practice by yourself.
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When the failure of one financial institution spreads as chain reaction to threaten the
stability of the financial system :
(ಗ) Operational Risk (B) Systemic risk
(ര Political risk (D) Compliance Rigk
Capital Adequacy Ratio was put forward :
(ക Narasimham Committee (18) Basu Committee
(0 Basel Capital Accord (D) Chakrabharthy Committee
The potential loss that a bank may be subjected to because of the inability of a borrower to
meet his obligation is :
(കു Credit Risk (B) Solvency risk
(0 Liquidity risk (D) Finance risk
Z- score Model is a:
(A) Credit Rating Model (18) Leveraging Technique
(0 A type of Bank Account (D) Risk rating Method
‘KYC' a mandatory norm for banks, stands for :
(வ) Keep Your Cash (18) Keep Your Customer
(C) Know Your Customer (D) Keep Your Custom
SERFAESI ACT relates to:
(५) 1070100 companies (18) Insurance Companies
(0) Real Estate companies (D) Asset Reconstruction companies
Under One Time Settlement (OTS) of NPA's upto 10 crores, the minimum amount to be
Recovered is :
(ಗಿ) 100% of the outstanding Balance (B) 85%
(¢) 75% (D) 50%
Genetic Industries are examples of :
(^) Secondary Industries (7) Tertiary Industries
{C) Extractive Industries (0) Primary Industries
73/2014 6 A
