72.

73.

74.

75.

76.

77.

78.

(A)
(0)

(A)
(0)

scheme will offer a renewable one year death cum disability cover of
rupees two lakhs to all savings bank account holders in the age group of 18 to 70 years for a
premium of Rs 12/- per annum per subscriber.

PMSBY (B) PMJJBY
APY (D) None of the above

‎is a life insurance scheme, which covers the death of the insured,‏ د
‎regardless of the cause of the death.‏

‎PMSBY (B) PMJJBY
APY (D) None of the above

‎The bank ombudsman can now pass an award (penalty) upto

‎(A)

‎10 (B) 15
20 (D) 25

‎The Clayton's Rule is applicable in case of :

‎(A)
‎(0)
‎(0)
‎(0)

‎Maintaining secrecy of customers account
Dishonor of cheques

‎Right of general lien

‎Appropriation of payment in a running account

‎The right of general lien can be exercised in the following cases :

‎(A)
‎(0)
‎(0)
‎(0)

‎When the valuables are deposited for safe custody
When some securities are left with the bank by mistake
When some securities are held by the bank as a banker

‎lakhs.

‎When the property is held by the customer as trustee and the bank has notice

‎of the trust

‎FEMA is the acronym of :

‎(A)
‎(0)
‎(0)
‎(0)

‎Foreign Express Mail Account

‎Foreign Exchange Mail Act

‎Foreign Exchange Management Account
Foreign Exchange Management Act

‎Pick the statement that is not true in case of a bank account of a Joint Hindu Family :

‎(A)
‎(0)
‎(0)
‎(0)

‎The account should clearly indicate that it is a JHF

‎The eldest male member of the JHF is the karta

‎All co-parceners should sign the loan documents
Death/Lunacy/Insolvancy of a co-parcener dissolves the JHF

‎11

‎026/2020
‎[?.7.0.]